Step 01
Talk to a licensed expert
Finding the right health coverage shouldn't be complicated. Tell us your doctors, prescriptions and budget — we come back with unbiased options from private carriers and the marketplace.
Smarter health coverage, made simple.
Built for:
- Business owners
- Self Employed/1099
- Households who earn 75k/year+
See rates from top carriers and compare quotes in minutes
82,643+ people found better coverage
Average monthly savings
$612
vs. unsubsidized marketplace premiums
Private Plan$284/mo
Owner Select$319/mo
ACA Silver$896/mo
View my plans
We shop the whole market — private carriers, networks and ACA
Why PolicyAdvisor
We help people make more confident health coverage choices
Most brokers sell one product. We compare private health plans, sharing networks, short-term and ACA marketplace options together — then tell you plainly which one wins for your household and your books.
- 1M+
- People helped
- 27 Years
- Combined experience
- $30B
- In coverage placed
Our Seamless Process
- Compare multiple carriers instantly
- Private plans that don't need a subsidy
- Transparent & unbiased information
- Save an avg of 7.5 hours of research
- Rates locked in for up to 36 months
- Pre-qualify within minutes
- Expert guided recommendations
- Keep your doctors with nationwide PPO networks
Traditional Shopping
Outdated Process
- Inquire with carriers one by one
- Commission incentivized advice
- Hours of research & shopping
- Full price on the marketplace with no subsidy
- 15% higher premiums (on average)
- Narrow HMO networks & referrals
- Lengthy application process
- Confusion & frustration
120+
Licensed experts ready to help
40+
A-rated carriers & networks
27
Years of experience
US-Based
Customer support
How it works
Expert support to find a plan within minutes
Step 02
Tired of Googling? Start saving
Our process puts the best rates from the most trusted networks in one view — monthly premium, deductible and doctor access, side by side. Enroll the same day.
Under 4 minutes No exams or bloodwork
Reviews
What people say about us
From owners and self-employed shoppers who were paying full price.
I run a three-truck HVAC company and my renewal came in at $1,940 a month. PolicyAdvisor put my family on a private PPO for less than half of that and I kept my kids' pediatrician.
Amanda B.
Owner, HVAC contractor — New Hope, PA
As a 1099 consultant I made too much for any subsidy, so the marketplace was brutal. They showed me private plans and the ACA side by side and let me choose. No pressure, no games.
David M.
Independent consultant — Phoenix, AZ
Carriers & networks
Find a plan with A+ rated carriers
We connect you with top-rated A and A+ health carriers and nationwide PPO networks, making it easy to compare coverage and find an individualized plan at a competitive rate. Our platform is continuously updated with new providers so you always see the latest options — private or ACA.
Stop paying full price for health coverage
No subsidy needed. Compare private plans and marketplace options with a licensed, US-based advisor today.