Smarter health coverage, made simple.

Built for:

  • Business owners
  • Self Employed/1099
  • Individuals & families

Compare costs, benefits and provider networks

Guidance from licensed insurance professionals

PolicyAdvisor

Coverage comparison

Your options

Compare costs, benefits and networks

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View my plans

Compare available coverage options and provider networks

UnitedHealthcare logo
Cigna logo
Blue Cross Blue Shield logo
Allstate Health logo
Ambetter logo
Oscar Health logo
Humana logo
UnitedHealthcare logo
Cigna logo
Blue Cross Blue Shield logo
Allstate Health logo
Ambetter logo
Oscar Health logo
Humana logo
UnitedHealthcare logo
Cigna logo
Blue Cross Blue Shield logo
Allstate Health logo
Ambetter logo
Oscar Health logo
Humana logo

Why PolicyAdvisor

We help people make more confident health coverage choices

We help you compare private health insurance, including ACA Marketplace and non-Marketplace options. Short-term medical insurance differs from ACA-compliant comprehensive coverage; health care sharing arrangements are not insurance. We help you understand costs, benefits and limitations for your household.

Compare
Costs and benefits
Explore
Provider networks
Understand
Plan limitations
A family meeting their doctor with private health coverage in place
PolicyAdvisor

Our Seamless Process

  • Compare available coverage options
  • Explore non-Marketplace coverage
  • Clear explanations of benefits and limitations
  • Get help with your coverage research
  • Understand premiums and out-of-pocket costs
  • Review eligibility requirements
  • Licensed insurance guidance
  • Check your doctors against each provider network

Shopping on Your Own

Challenges of Shopping Alone

  • Comparing options without guidance
  • Deciphering unfamiliar insurance terms
  • Researching benefits on your own
  • Checking subsidy eligibility separately
  • Looking beyond the monthly premium
  • Checking network and referral requirements
  • Sorting through application requirements
  • Understanding exclusions and limitations

Licensed

Insurance guidance

Options

Coverage comparisons

Clarity

Costs, benefits and limitations

Support

Help with your questions

How it works

Licensed guidance to compare your options

Illustration of a health coverage consultation
Step 01

Talk to a licensed expert

Finding the right health coverage shouldn't be complicated. Tell us your doctors, prescriptions and budget — we help compare available ACA Marketplace and non-Marketplace options.

Health plan quotes compared side by side on a phone
Step 02

Move from searching to comparing

Compare monthly premiums, deductibles, benefits and doctor access side by side. A PPO describes a provider network, not the scope of insurance benefits; review each policy’s limits and exclusions.

Clear next steps Review eligibility

Carriers & networks

Explore carriers and provider networks

Compare available coverage by cost, benefits, limitations and provider access. ACA Marketplace plans are generally issued by private insurance companies, too. Availability and network participation depend on the plan and your location.

Find health coverage that fits your needs

Compare ACA Marketplace and non-Marketplace options with guidance from licensed insurance professionals.